Auto Insurers Allegedly Are Surreptitiously Collecting and Scoring Driver Data
June 9, 2024
The insurance industry allegedly uses AI and telematics to score drivers based on behaviors tracked by automakers and apps like Life360. Data, often collected without clear consent, may affect insurance rates and raises privacy concerns. Consumers are largely unaware of this surveillance, leading to potential misuse and discrimination based on driving habits or socioeconomic factors.
- Alleged deployer
- usaa, toyota, progressive, myradar, life360, general-motors, geico, csaa, connected-analytic-services, arity, allstate
- Alleged developer
- myradar, life360, connected-analytic-services, arity
- Alleged harmed parties
- privacy-conscious-individuals, people-with-poor-credit-scores, lower-income-workers, drivers-unaware-of-data-collection, consumers-affected-by-insurance-rates, life360-users, myradar-users
Source
Data from the AI Incident Database (AIID). Cite this incident: https://incidentdatabase.ai/cite/733
Data source
Incident data is from the AI Incident Database (AIID).
When citing the database as a whole, please use:
McGregor, S. (2021) Preventing Repeated Real World AI Failures by Cataloging Incidents: The AI Incident Database. In Proceedings of the Thirty-Third Annual Conference on Innovative Applications of Artificial Intelligence (IAAI-21). Virtual Conference.
Pre-print on arXiv · Database snapshots & citation guide
We use weekly snapshots of the AIID for stable reference. For the official suggested citation of a specific incident, use the “Cite this incident” link on each incident page.