Auto Insurers Allegedly Are Surreptitiously Collecting and Scoring Driver Data

June 9, 2024

The insurance industry's alleged usage of AI and telematics raises concerns as data, often without explicit consent, influences insurance rates and invokes privacy issues. Uninformed consumers face potential misuse and discriminatory practices based on driving habits or socioeconomic factors. Addressing these issues requires responsible AI governance for the sake of harm prevention and safe and secure AI practices. For those interested in shaping the future of AI, join us at HISPI Project Cerebellum TAIM (Govern) to map, measure, manage, and ensure guardrails for AI.

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Matched TAIM controls

Suggested mapping from embedding similarity (not a formal assessment). Browse all TAIM controls

Alleged deployer
usaa, toyota, progressive, myradar, life360, general-motors, geico, csaa, connected-analytic-services, arity, allstate
Alleged developer
myradar, life360, connected-analytic-services, arity
Alleged harmed parties
privacy-conscious-individuals, people-with-poor-credit-scores, lower-income-workers, drivers-unaware-of-data-collection, consumers-affected-by-insurance-rates, life360-users, myradar-users

Source

Data from the AI Incident Database (AIID). Cite this incident: https://incidentdatabase.ai/cite/733

Data source

Incident data is from the AI Incident Database (AIID).

When citing the database as a whole, please use:

McGregor, S. (2021) Preventing Repeated Real World AI Failures by Cataloging Incidents: The AI Incident Database. In Proceedings of the Thirty-Third Annual Conference on Innovative Applications of Artificial Intelligence (IAAI-21). Virtual Conference.

Pre-print on arXiv · Database snapshots & citation guide

We use weekly snapshots of the AIID for stable reference. For the official suggested citation of a specific incident, use the “Cite this incident” link on each incident page.